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Retiree Medical and Social Security

AUI/NRAO Retiree Medical Program

Retiree Medical Eligibility (Pre 2013) -

If you terminate employment prior to December 31, 2012, after attaining age 55, you will be eligible to continue your insurance coverage for yourself and your eligible dependents indefinitely as a retired employee if you satisfy ALL of the following conditions:

    1. Coverage for you and your dependents was in force on the date of your termination.
    2. You had at least 5 continuous years of service immediately prior to termination.
    3. Your age and years of service totals 70 or more.

You will be responsible for paying the employee portion of the premium until you and your eligible dependents each become eligible for Medicare. Retiree premiums are adjusted each year as active employee premiums are adjusted. Your AUI coverage is provided at no cost to you once you and your dependents reach Medicare eligibility.

Retiree Medical Changes - 2013 and beyond

Charlottesville Retiree Medical Meeting Recording

Click on image for presentation slides:

retmedcover

AUI/NRAO management has officially announced changes to the post-retirement medical benefits for active employees.  These changes DO NOT IMPACT current retirees.

Specific information about these changes can be found in the Frequently Asked Questions.

Eligibility requirements vary depending on your employment status and age.

Eligibility 1: Individuals who meet pre-2013 criteria as described above, prior to 12/31/2012 can maintain eligibility as follows:

You will be eligible to continue your insurance coverage for yourself and your eligible dependents indefinitely as a retired employee if you satisfy ALL of the following conditions:

    1. Coverage for you and your dependents was in force on the date of your termination.
    2. You had at least 5 continuous years of service immediately prior to termination.
    3. Your age and years of service totals 70 or more.

Eligibility 2a: If you do not meet the above criteria before December 31, 2012, and are at least 45 years old, you will be eligible to continue your insurance coverage for yourself and your eligible dependents indefinitely as a retired employee if you satisfy ALL of the following conditions:

    1. You attain age 60 or older.
    2. Coverage for you and your dependents was in force on the date of your termination.
    3. You had at least 10 continuous years of service immediately prior to termination.
    4. Your age and years of service totals 70 or more.

You must continue paying the employee premium that was in force on the date of your termination until you and your eligible dependents each become eligible for Medicare.

Eligibility 2b: If you do not meet the above criteria before December 31, 2012, are under 45 years old, but have 15 years of service or more, you will be eligible to continue your insurance coverage for yourself and your eligible dependents indefinitely as a retired employee if you satisfy ALL of the following conditions:

    1. You attain age 60 or older.
    2. Coverage for you and your dependents was in force on the date of your termination.
    3. You had at least 10 continuous years of service immediately prior to termination.
    4. Your age and years of service totals 70 or more.

All other employees are ineligible for medical coverage during retirement.

Having trouble determining your eligibility?

Click on the graphic below to quickly see which category you fall into:

Eligibility Graphic

Retiree Medical Plans

Non Medicare Eligible Retirees and Spouses - If you are non Medicare eligible you will remain on the High Deductible Health Plan (with HSA or HRA) and must continue paying the employee premium that is in force on the date of your termination until you and your eligible dependents each become eligible for Medicare. Plan designs and premiums are adjusted each year as active employee designs and premiums are adjusted.

Medicare Eligible Retirees and Spouses - Medicare eligible retirees will transition to the individual Medicare Supplement (Medigap), Medicare Advantage, and/or Part D Prescription Drug Plans effective April 1, 2014.

Additional information on this program is available here.